Latest posts
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The First-Time Buyer’s Home Loan Guide — Margin, DSR and Getting Approved
How much can a first-time buyer borrow in Malaysia? Usually up to 90%. Here is how margin of finance and DSR work, and the practical moves that get your home loan approved.
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首购房贷通关指南:margin、DSR 与如何提高批贷率
首购族在大马最多能借多少?一般最高 90%。这篇用白话讲清楚 margin of finance 和 DSR 怎么运作,以及实际提高房贷批核率的几个动作。
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新楼 vs 二手房:首购族到底该怎么选?
新楼还是二手?一个帮你分散现金、几年后交你一间全新单位;另一个让你马上入住或出租。这篇教首购族怎么选对适合自己的那一个。
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New Launch vs Subsale in Malaysia — Which Should a First-Time Buyer Choose?
New launch or subsale? One spreads your cash and gives you a brand-new unit years later; the other lets you move in or rent out now. Here is how a first-time buyer should decide.
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How to Buy a House in Malaysia — The Complete Step-by-Step Process (2026)
From budgeting to collecting the keys, buying a home in Malaysia runs through 7 clear steps. Here is the full process, the realistic timeline, and what new launch vs subsale changes.
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在大马买房的完整流程:从看房到拿钥匙(2026)
从算预算到拿钥匙,在大马买房要走过 7 个清晰的步骤。这篇讲清楚完整流程、实际需要多久,以及新楼和二手房的差别。
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2026首购印花税豁免攻略:最高省 RM11,250
大马公民买第一间 RM500,000 以下的住宅,过户(MOT)和贷款合约印花税可 100% 豁免,延长到 2027 年 12 月 31 日,最高省下 RM11,250。看谁符合资格、省多少、怎么申请。
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The 2026 First-Time Buyer Stamp Duty Exemption — Save Up to RM11,250
Malaysian citizens buying a first home at RM500,000 or below pay zero stamp duty on both the MOT and loan agreement until 31 Dec 2027 — up to RM11,250 saved. Here is how to claim it.
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买房的真实成本:不只是那10%首期(2026大马购屋全解析)
在大马买房,公民申请90%贷款的真实入场成本约为房价的14–15%,不只是10%首期。完整拆解2026年的印花税、律师费、估价费等每一笔开销。
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The Real Cost of Buying a House in Malaysia (2026) — Beyond the 10% Deposit
The real cost of buying a home in Malaysia is about 14–15% of the price for a citizen on a 90% loan — not just the 10% deposit. Here is every cost, with 2026 figures.